There are very few requirements to get a same day payday loan. All that we require is that you are at least 18 years of age, you have an open and active checking account with direct deposit, have a steady income of at least $1000 per month and a current stable residence. For your same day payday loan we have absolutely no credit requirements. So no matter what condition your credit is in you can still get approved for a same day payday loan. Bad credit, slow credit and even no credit at all are all okay with us.